Scratch Off Games Online
An online scratch off ticket is essentially the same as one you'll purchase at a store. It's digital, of course, but how the game operates is still the same. You will receive a card that has number combinations under a covering. You will remove the covering to reveal the numbers, and then see if you won any sort of prize. 2 For The Money Game No. 1304 Ticket Price: $2 Top Prize: $12,000 Overall Odds: 1:4.40 Tic Tac Toad Game No. 1312 Ticket Price: $1 Top Prize: $3,000 Overall Odds: 1:4.89 Red Ball Tripler Game No. 1305 Ticket Price: $2 Top Prize: $10,000 Overall Odds: 1:4.51 Loose Change Game No. 1299 Ticket Price: $1 Top Prize: $1,000 Overall Odds: 1:4.82 Corner Payout Game No. 1308 Ticket Price: $1 Top Prize. Filter by price $1 Scratch-Offs $2 Scratch-Offs $3 Scratch-Offs $5 Scratch-Offs $10 Scratch-Offs $20 Scratch-Offs $30 Scratch-Offs Show All. CLOVER ALL OVER™. Second-Chance Eligible. Second-Chance Eligible.
- This collection of games that pay real money gives you a complete overview of the best titles (and variants) available online.
- Free games that pay real cash prizes are fun - but you should never forget that gambling isn't a way to get rich quick. Also, always check the terms and conditions of a casino before you start to play and not only when you want to cash out your winnings.
- Pick a scratch-off to play quick games for real money or go to the blackjack table to challenge the dealers. The choice is yours!
Playing games online is not what it used to be — that's for sure.
I still remember the days I'd load a cassette (!) in the cassette player of my Philips MSX (yes, I am THAT old) and wait for minutes for a game to load. Eventually.
That frantic wait has now been replaced by the Fortnite, the Call of Duty and the Super Mario Kart that load in a snap and throw you in the middle of epic and fantastic adventure within seconds.
In 2020, games are everywhere.
We play on our mobile phones, on our desktops, on our gaming consoles, on our smart TVs…and sometimes even on our watches.
The gaming industry keeps growing one boom after the other, and the quality of the games we play is nothing like the games used to be.
And this isn't true only for the Pong or Tetris that rocked our childhood evenings on an Atari or a Nintendo Game Boy. The same also applies to online games for money.
The games where you can win real money in 2020 are nothing like those where you'd try to score some cash a decade ago.
The graphics are better and the gameplays are more sophisticated.
This list of games that pay money gives you direct access to some of the best titles to play online in 2020. All the sites we suggest offer a bonus on registration to all the players who want to play games for real money online.
Whether you're into games like online blackjack or you prefer to try your luck on slots, this list has something for you.
Best Online Games that Pay Real Money in 2020
Choosing the best casino games to play for real money is not easy.
With so many new Slots and new online casinos popping up all the time, it takes time and sweat to find the best games that pay real money online.
Unless you have a trustworthy source *cough* like CasinoSmash *cough* to help you.
Rank | Game | Type | RTP | More info | Play Game |
---|---|---|---|---|---|
1 | Jackpot Slots | Slot Machine | N/A | More info | PLAY GAME |
2 | Blood Suckers | Slot Machine | 97.6% | More info | PLAY GAME |
3 | Turn Your Fortune | Slot Machine | 96.24% | More info | PLAY GAME |
4 | Live Blackjack | Card Game | 99.46% | More info | PLAY GAME |
5 | European Roulette | Table Game | 97.3% | More info | PLAY GAME |
6 | Casino Hold'em | Card Game | 99.18% | More info | PLAY GAME |
7 | Mad Max: Fury Road | Scratch Off | 95.48% | More info | PLAY GAME |
8 | Luxor Scratch | Scratch Off | 92.3% | More info | PLAY GAME |
9 | Monopoly Live | Game Show | up to 96.23 | More info | PLAY GAME |
10 | CS:GO | e-Sports | N/A | More info | PLAY GAME |
Casino Slots That Pay Real Money
Jackpot Slots
This is a slippery slope, I know. Of all the online casino games that pay real money, jackpot games aren't the one with the best odds — by a mile.
Playing jackpot slots is expensive and risky. The RTP of these games is below average, and since you always need to bet the maximum to hit the jackpot…these can become the most expensive online games that pay real cash. Easily.
Sites like 888casino and partycasino run daily jackpots where you can get decent winning odds. All the info are right on their sites, so don’t forget to look at volatility and RTP of each game before you play.
I am not a fan of progressive games because I cannot afford them. But if you are looking for online games that pay real money and you are OK with playing two spins instead of 100 — these might be up your alley.
Remember to play responsibly.
Blood Suckers
Table and card games tend to be everyone's first choice when looking for games that pay real cash to play online.
Why? Because they offer better RTP and so more chances to win. Or fewer to lose, you decide what's most appropriate here.
However, some online slots can also rival the best card games for real money available for online play.
The Blood Suckers video slot is one of those. Featuring an RTP of 98%, this game gives you a higher return than many of the table games offered by most online casinos.
Blood Suckers (a five-reel game by NetEnt) includes special features like free spins which are granted to you once you land three Vampire Brides as well as bonus round, where you get to slay vampires in a spooky tomb and are granted cash in the process.
Turn Your Fortune
Spin the reels and turn your fortune with this great NetEnt slot machine game!
The Turn Your Fortune slot launched in 2019. Since then, this real money game online has proven to be a massive hit for the Malta-based gaming company.
Turn Your Fortune features five reels, four rows, and 40 fixed paylines. And it wouldn't be a NetEnt slot if it didn't have top-quality graphics, beautiful animations, and bonus features that pay well — of course.
Take the Fortune Respins feature, for example.
Not only you get a free respin after a win, but the winning symbols also increase the multiplier meter on the left of the screen.
Each time it fills up, you move to another Fortune Wins level — getting the opportunity to trigger multipliers for up to x200.
* The Return to the Player (RTP) is the percentage of how much wagered money on the game theoretically goes back to the players.
If a slot has an RTP of 96 per cent and players spent €1,000 playing it, €960 will go back to the players in winnings while the House will keep the remaining €40.
Casino Table Games That Pay Real Money
Live Blackjack
Of all the games that pay real money, live casino blackjack is probably the most exciting and the one where your skills can help you with your winning chances.
Join players from anywhere in the world in an endless battle against a live blackjack dealer. Super HD cameras and incredible locations make live blackjack the king of all online games that pay real cash.
If you want to discover why everyone says live dealer games are great (and you should), this is the best site to play live blackjack games that payout real cash prizes.
European Roulette
It doesn't matter if you in it because you are a high-roller or you just want to play for fun. There's nothing like a game of roulette for real money.
You can learn how to play online roulette in minutes and you only need to use this roulette strategy to master the game like an expert.
The difference between American and European Roulette is all about your winning chances.
In short, you have more chances to play casino games and win money if you play European roulette.
Casino Hold'Em
Casino hold'em is easy to learn, fast to play, and it gives you better odds than most other casino games online.
No need to work on your bluffing skills, though. In this casino poker game, you always play against the dealer, not with other players.
In a game of casino hold 'em there three types of bets: the mandatory Ante bet, the Call bet and side a bet called AA.
- You make Ante bet if you want to play,
- Call bet if you think your hand is good enough to win,
- AA bet if you feel like a pair of Aces (or better) combo will appear among your cards and the flop (first three community cards).
Tip: Never waste your money on AA bets. These real money wagers decrease the return to the player percentage to 93.74 per cent.
Casino Scratch Cards That Pay Real Money
Mad Max Scratch Cards
There's something almost wrong in calling Mad Max: Fury Road a 'scratch card' — because this game offers a lot more.
Licensed by Warner Bros this online game that pays real money features a random progressive jackpot and a scatter symbol that triggers 10 free games with real money prizes.
The player's percentage of theoretical expected return is 95.48%, which is one of the highest in its category of online casino games.
If you are up for the top prizes, keep in mind that the progressive jackpot needs to be north of $750 to trigger.
Luxor Scratch
With tickets starting at 0.10, Luxor Scratch is one of the cheapest free online games that pay cash that you can play online.
For it to be free, however, you need to use the welcome bonus at 888casino first.
Egypt-themed music and graphics make this a delightful game — too bad for the piss-poor 92.30% RTP!
Other Casino Games That Pay Real Money
Monopoly Live!
Did you know NetEnt found a way to turn everyone's favourite board game into one of the best games that pay real money in 2020?
Bringing together the best of game-shows like the DreamCatcher and all the elements that made Monopoly famous, Monopoly Live is an exciting adventure to discover.
This is for sure one of the most immersive casino games that pay out real money available online in 2020 and is also one of the most fun games to play. The gameplay brings together elements of the classic wheel of fortune games and Monopoly — and that's fun already.
Free Online Scratch Off Games For Fun
But wait until you see what the talented presenters chosen by NetEnt can do to entertain you! If you want to give Monopoly Live a go, this is where you need to register to access the game.
CS:GO (or e-Sports Betting in General)
Ladies and gentlemen…e-Sports are finally included in the list of the best games that give you real money in prizes!
Pioneered by Betway the world of real money e-sports and e-sports betting is a thriving new dimension of real money gaming online — one that most of you have yet to discover, I am sure.
Watch people play (you need to register toped the live stream) and place your bets on popular games like CS:GO, DOTA 2, League of Legends, and more!
Disclaimer: Gambling is a game of chance and there's no sure-fire formula that guarantee winnings. You can improve your winning chances by using the right in-game strategies but there is no way to predict when a machine or a Casino game is going to pay. Also, this page contains affiliate links. If you click through and play, we might earn a commission. That’s what allow us to keep CasinoSmash free and bring you the best online Casino bonuses!
Scratch off cards have come a long way since the 1970s when the first card was released by the Massachusetts lottery. There are now thousands of cards to choose from at lottery retail outlets across the country. You can now also play these games online. States with regulated online casinos and online lottery games give you access to online scratch offs. These add colorful themes and entertaining gameplay to the original idea.
Prizes for scratch offs can be huge. Retail cards with $1 million+ top prizes are available. Online you can win10,000x your buy-in or more in multiple games.
This page has everything you need to get the best from online scratch offs. This includes information on which states offer them via regulated casinos, the most popular games, and how the online games compare to the retail scratch offs we know and love.
Online games with games like scratch offs
Real money scratch off casinos
Legal online casinos are already available in many states. With regulation and licensing underway, the list of states where you can enjoy online scratch offs is growing. You will find them alongside slots, table games, virtual betting games, and video poker.
The current list of states with online casinos includes New Jersey, Pennsylvania, Michigan, and West Virginia. Some states also have online lottery games – residents of Michigan can access scratch offs via the Michigan lottery website. National and international brands partner with local casinos in the regulated states. They develop apps that can host hundreds of different games. You can enjoy scratch off and novelty games at brands including BetMGM, FanDuel, andSugarHouse casino in New Jersey.
Online scratch games are an ideal way to take advantage of casino bonuses. Real money online casinos in the regulated states offer a mix of no deposit bonuses, matched welcome bonuses, and ‘no lose’ deals based on your first day’s play. While table games and video poker are often excluded from bonus clearing, online scratch offs contribute 100% to your bonus play-through target.
Keep in mind that the ongoing benefits are important. Once you find a casino online that offers the mix of scratch cards, slots, and other games you enjoy – those loyalty rewards and player promotions will make a big difference to your bankroll over time.
Popular online scratch off games for real money
Online scratch offs allow for play over multiple ‘rounds’. They have entertaining themes, quirky gameplay and sometimes add elements from ‘gems’ type mobile games or even sports into the mix. The core of these games is the same as retail scratch offs — only with a lot more features.
The examples of online scratch offs below show how diverse these games are. Many of them can be accessed in demo-mode, allowing you to find the games you like best before you commit to playing scratch offs for real money.
1. Color Cubes
This IGT online scratch off is loosely based on mobile gems games. You start by selecting a stake between $1 and $10. A grid then fills with colored blocks. You have 8 ‘turns’ where a block is selected and you are awarded all the matching colored blocks which are joined to the selected one. These can be auto-selected, or you can click each time. To the left of the blocks are the prizes. You collect blocks in groups to fill lines – and can win up to $250,000. Bomb symbols explode to give you all the adjacent blocks. Star symbols supply instant wins.
2. Ghostbusters: Spectral Search
This online scratch off takes the familiar 3×3 grid idea to a new level. It is based on the Ghostbusters movie franchise. You get five picks to match as many ghosts as possible. The Stay Puft man has the biggest prize of 15,000x your bet. If you find Slimer you get an instant win. Other ghosts have prizes for between two and four of a kind. The animations are amazing for this game, with the different monsters coming to life on the screen. You can pick a location to search or take one at random.
3. Medieval Money: Dragon’s Loot
Instead of scratching to reveal pictures, you get to catapult rocks at a medieval castle in this game. Each rock you throw will smash a hole in the walls, revealing gems. These move to the left, where they accumulate in lines triggering prizes. The top prize is 25,000x at $10 per ticket, or 15,000x at $1. There is a bonus game, which is triggered if you reveal a dragon. You get to pick from three piles of treasure, which will give you either more gems or an instant win.
4. DoublePlay: Super Bet
You need to match three symbols to win in this online scratch off from UGT. These symbols include red sevens, stars, bells, and lucky horseshoes. The big win potential comes in when you get three of the logo/badge symbols. This will trigger five free games at the same bet size used for your current card. For those five games, the prizes are tripled. This boosts the top prize (for three diamonds) from 1000x to 3000x. Bet sizes for DoublePlay SuperBet range from 3c up to $50.
5. Irish Eyes 2
You will see a classic Irish redhead on the 3×3 grid of this game. It is a classic scratch off format, where you must match three symbols to win a prize of up to 1000x your bet. Those symbols show classic luck of the Irish symbols. They include a four-leaf clover, leprechaun’s hat, and a pipe. If you are lucky enough to find pots of gold, then you win five free games. These are based on the bet amount of your triggering card, with a multiplier added to each win.
6. Medusa Scratch
In Greek myths, the Medusa was a hideous creature whose hair was made of snakes. This NextGen online scratch off uses a far more glamorous picture. This game uses the classic nine squares, with prizes awarded for matching three of the symbols. Those symbols include buildings, coins, and warriors. You can click on each square in turn, or auto-play, which reveals them all instantly. Get three logo symbols for five free cards with 3x win multipliers.
7. Merlin’s Millions Scratch
Merlin was the wizard involved in the legends of King Arthur. The version used by NextGen for this online scratch off has a friendlier demeanor. This is a classic scratcher game setup, where you need to match three symbols from a grid of nine to win a prize. The top prize (for matching three Merlin symbols) is a generous 1000x your triggering bet. If you match three orbs, you get three free cards, where all of your prizes are doubled.
8. The Price is Right: Come on Down
You will recognize the logo from the famous TV game show, though the gameplay is brand new. There are two main games, and two bonus games to enjoy. You set your bet, then click two rows of prizes. If you match three cash amounts, that is what you win. The second game uses squares with question marks. They show objects with prizes – here you win the ones in gold. If you get three mountain signs in either game, you play a ‘cliff hanger’ bonus game. There is also a wheel spin bonus called ‘Showcase Showdown’ which gives you a shot at winning up to 100x your original prize.
9. The Voice Scratch Off
This online scratch off is based on the TV talent show. It shows a row of seven red chairs, with prizes above each. You get seven rounds, with each round seeing between one and four of the chairs turning around. They reveal one or more colored music notes, which line up in rows above the chair. Prizes are triggered when you hit the top of each column. You can also receive instant wins.
10. Wheel of Fortune: Winning Words Game
There are two phases to this scratch card style game. You spin the iconic Wheel of Fortune wheel to start. This gives you three prizes – one for each predetermined word. You then see a row of cards, which flip to reveal letters. If you complete your word, you win that prize. The designers of this game keep you on edge by making sure one or more words only needs a single letter to complete. There is an additional random bonus wheel round, where your wins can be multiplied.
Virtual scratch offs vs Lottery retailer games
Many online scratch offs closely resemble the gameplay of their physical counterparts. There are some significant differences, especially when it comes to the complexity of the gameplay and the ability to have extras like bonus rounds or win multipliers.
Here are some of the key reasons to enjoy online scratch offs:
- Flexible bet sizes: It is rare to find a retail card at less than $1. Online, your bet sizes can be anything from a few cents up to $50.
- Bonus games: Spin a wheel to get a win multiplier or find the right symbols to win five free games at 3x on all wins. Online scratch off bonus games are varied, as well as potentially very profitable.
- Instant play: No need to get a coin and rub off the symbols one by one. Online cards let you reveal all the symbols at once, so you can get straight on with the next game.
- Novel graphics: Retail cards cannot give you the option to throw rocks at a castle — or spin a wheel to get a mountain climber moving upwards.
- Casino bonuses: The online casinos that host scratch offs will offer bonuses for new players. They can include no deposit deals, matched welcome bonuses, and special promotions.
- Mobile play: Access scratch offs from anywhere via your iPhone or Android smartphone with online casino apps.
Here are the key advantages of retail scratch offs:
- Availability: You can buy retail lottery tickets and scratch offs in most states. The online versions are currently only available in a handful of states.
- Charity: State lotteries are set up to provide funding for good causes including education, veterans, and the environment.
- Jackpot potential: Retail cards can have huge top-prizes, with the biggest being $1 million or more.
- Remaining wins: In some lotteries, the proportion of cards with big wins with each design is published. This allows you to be strategic in your choices.
- Huge choice: Online casinos have a handful of scratch offs, some lotteries have 20+ games to choose from, with new/seasonal cards appearing all the time.
- Control: Since you need to head to your local lottery retailer to buy scratch offs, there is less temptation to gamble with money you cannot afford.
How do I increase my chances of winning?
You can’t. The odds are stacked against you. To demonstrate this, we’ve provided a chart below comparing the odds on the highest paying scratch tickets across the US.
Odds of winning top prize across the US
State | Lottery Corp. | Ticket | Price | Top Prize | Top Prize Odds |
---|---|---|---|---|---|
Alabama | No lottery | ||||
Alaska | No lottery | ||||
Arizona | Arizona Lottery | $200 Million Cash Explosion | $20 | $2.5 million | 1 in 2,273,203 |
Arkansas | My Arkansas Lottery | Ultimate Millions | $20 | $1 million | 1 in 570,000 |
California | California Lottery | $10,000,000 Bankroll | $30 | $10 million | 1 in 3,000,000 |
Colorado | Colorado Lottery | $3,000,000 Mega Money | $30 | $3 million | 1 in 600,000 |
Connecticut | CT Lottery | Connecticut Millionaires Club | $20 | $2 million | 1 in 912,000 |
Delaware | DE Lottery | Money Frenzy | $25 | $250,000 | 1 in 150,000 |
Florida | FLA Lottery | $15,000,000 Golde Edition | $30 | $15 million | 1 in 6,473,610 |
Georgia | GA Lottery | Super Max the Money | $30 | $10 million | 1 in 4,200,00 |
Hawaii | No lottery | ||||
Idaho | Idaho Lottery | 100x The Cash | $30 | $300,000 | 1 in 167,118 |
Illinois | Illinois Lottery | $2,000,000 Jackpot | $20 | $2 million | 1 in 2,040,000 |
Indiana | Hoosier Lottery | Ultimate Multiplier | $50 | $5 million | 1 in 2,018,460 |
Iowa | IA Lottery | $300,000 Platinum Cash | $30 | $300,000 | 1 in 125,754 |
Kansas | KS Lottery | Premier Cash | $30 | $250,000 | 1 in 103,778 |
Kentucky | KY Lottery | Gold Rush | $30 | $3,000,000 | 1 in 2,400,000 |
Louisiana | Louisiana Lottery | Moneybag Multiplier | $10 | $200,000 | 1 in 404,667 |
Maine | Maine Lottery | $50,000,000 Cash Blowout | $25 | $50 million | 1 in 2,600,000 |
Maryland | MD Lottery | Rose Gold Black | $30 | $2 million | 1 in 1,237,463 |
Massachusetts | Mass Lottery | Supreme Millions | $30 | $15 million | 1 in 7,560,000 |
Michigan | MI Lottery | Royal Millions | $30 | $4 million | 1 in 2,110,772 |
Minnesota | MN Lottery | Mega Crossword | $20 | $300,000 | 1 in 487,216 |
Mississippi | MS Lottery | Mega Ca$h | $20 | $200,000 | 1 in 24,273 |
Missouri | MO Lottery | $3,000,000 Golden Ticket | $30 | $3 million | 1 in 1,610,160 |
Montana | Montana Lottery | Loaded | $30 | $500,000 | 1 in 80,000 |
Nebraska | NE Lottery | Ultimate Bonus Crossword | $20 | $200,000 | 1 in 90,000 |
Nevada | No lottery | ||||
New Hampshire | NH Lottery | Granite State Platinum | $25 | $2 million | 1 in 522,996 |
New Jersey | NJ Lottery | $3,000,000 Ultimate Riches | $25 | $3 million | 1 in 2,904,673 |
New Mexico | NM Lottery | $200,00 Fortune | $10 | $200,000 | 1 in 628,755 |
New York | NY Lottery | $5,000,000 Mega Multiplier | $20 | $5 million | 1 in 4,449,600 |
North Carolina | NC Lottery | $10,000,000 Colossal Cash | $30 | $10 million | 1 in 3,960,000 |
North Dakota | No scratch offs | ||||
Ohio | Ohio Lottery | 40th Anniversary Millions | $30 | $10 million | 1 in 1,585,311 |
Oklahoma | OK Oklahoma Lottery | $250,000 Explosion | $20 | $250,000 | 1 in 881,550 |
Oregon | Oregon Lottery | Diamond Crossword | $10 | $100,000 | 1 in 114,811 |
Pennsylvania | PA Lottery | $3,000,000 Money Millionaire | $10 | $3 million | 1 in 1,200,000 |
Rhode Island | Rhode Island Lottery | $500,000 Payout | $30 | $500,000 | 1 in 86,404 |
South Carolina | South Carolina Education Lottery | $500,000 Jackpot | $10 | $500,000 | 1 in 660,000 |
South Dakota | South Dakota Lottery | 100x The Money | $20 | $400,000 | 1 in 150,000 |
Tennessee | TN Lottery | Gigantic Jumbo Bucks 300X | $30 | $4 million | Not Available |
Texas | TX Lottery | $200 Million Ca$h | $20 | $5 million | 1 in 1,357,585 |
Utah | No lottery | ||||
Vermont | VT Lottery | Mega Bucks | $25 | $60,000 | 1 in 183,000 |
Virginia | VA Lottery | Extreme Millions | $30 | $10 million | 1 in 1,366,523 |
Washington | WA Lottery | Jackpot Fortune | $30 | $2 million | 1 in 905,940 |
West Virginia | WV Lottery | Money Bags | $10 | $5,000 | 1 in 12,000 |
Wisconsin | WI Lottery | Wisconsin Millions | $30 | $1 million | 1 in 160,000 |
Wyoming | No scratch offs |
If you’re playing online, the outcome is controlled by random number generator software, which means you cannot affect your chances. There is no strategy involving betting more after losing or varying your bets in specific ways that will influence how often you win. As with all games, the house edge is a mathematical fact.
You can do this by playing only with money you can afford to lose, making sure you are not showing signs of problem gambling, and finding the games that are entertaining to play — then seeing any wins as an extra.
History of scratch offs
The concept of instant win games started with Pull-Tabs. All this would change in 1973 when two inventors — John Koza and Daniel Bower — combined forces to create the first modern scratch off games. There was more to this than simply creating a surface to scratch. Math was needed to develop games that had fair returns and to randomize the outcomes for the lottery operators.
Scientific Games was created in 1974 to market the new cards. This company went on to become one of the biggest names in gambling. Their modern brands include Bally, WMS, and Barcrest slots — plus Shuffle Master for devices for casino table games. The first cards were produced for the Massachusetts lottery, though they would soon become hugely popular across multiple states with lottery games.
Ny Scratch Off Games Online
Cards are now created by lotteries across the country. A new format saw these cards move online in the early 2000s. With online casinos not available in every state in the USA, it is only recent state-level regulation that has seen them become available. You can enjoy game show themed novelty games, plus cards which are closer to the original concept of revealing three matching symbols online.