Sports Betting Sites That Accept Mastercard

Sports Betting Sites That Accept Mastercard 9,8/10 1420 votes

Credit card gambling sites are simply online casinos, sportsbooks, or poker rooms that accept credits cards as a method of funding a player’s betting account. It can also be equated to using your credit card as a cash advance for betting purposes as online sportsbooks don’t offer credit like some brick and mortars.

100% up to $500 + $500 at BetDsi's Casino. View All Sports Betting Sites. MasterCard, accepted at more online shopping sites than any credit card in your wallet, is also a preferred account funding option at many of our top-ranked online wagering websites. Sports betting websites that accept action from other jurisdictions are illegal and unlicensed. How do I deposit at legal European online and mobile sportsbooks? European sportsbooks like Bet365 accept a variety of credit and debit cards. EWallets, which include Neteller, Skrill, Ukash, and Instadebit, are also available as deposit options. Prepaid Gift Cards. This type of prepaid card comes in a physical form, almost indistinguishable from a debit or credit card. Most often, you will find prepaid gift cards that have set values, limits, and expiration dates.There are a ton of companies worldwide that offer this banking option, including Mastercard and Visa through authorized stores and online retailers.

To make things easier for you, we’ve compiled the above list of some of the best sites that provide the best credit card banking system for their players.

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Types of Cards

Most of the sites that we review accept Visa first and foremost, but Mastercard is close behind. Other more frequently offered card payments include:


The prime areas that the site services determine the cards that are accepted but, for US and UK sites, Visa and Mastercard will rank the highest.

Why Are Credit Cards So Popular for Online Betting?

There are many ways to fund betting accounts these days, as it seems like new financial services are popping up monthly, but most customers have at least one credit card.

On the merchant’s end, credit card acceptance is typically at the top of their list banking methods as these sites want to cater to as many potential bettors as possible.

Unlike the US, in locations like the United Kingdom, where online betting is legal as long as the site is licensed by the UK Gambling Commission, credit card acceptance is practically a slam dunk. Players will still come across a few banks here and there that may decline an online gambling transaction anyway, but most people shouldn’t have a problem.

Don’t Present That Card Just Anywhere

You may have your Visa in hand ready to buy some chips or spin those reels, but you don’t want to use a credit card with the first site that pulls up on your search. You’ll want to factor in reputation, fee structure, and payout processing into your decision-making process.

Credit or Cash Advance?

Using a credit card is essentially taking a cash advance from your bank or credit card provider and, even though most transactions aren’t recorded that way for everyday purchases, gambling may trigger an additional cash advance fee.

It’s entirely up to the issuer of the card, but they can code your transaction as a cash advance and tack on those higher interest rates that accompany that additional service. It can get pricey for players who use a site that charges for the transaction and then have their bank apply cash advance fees as well, so credit card use may be the easiest, but it’s certainly not the cheapest.

The Fees

Putting aside the APR (Annual Percentage Rate) that banks charge monthly for any carryover of a balance, the casino, sportsbook, or poker room may also tack on some costs of their own.

This is a more common practice with sites that allow for players from the United States. You’ll find that the UK or European servicing websites that prohibit US registration are much more generous in their banking policies and are typically fee-free.

The mention of any charges being assessed for credit card use may bring to mind withdrawal fees but, believe it or not; some sites charge players to transfer into their betting account as well. One well-known sportsbook charges 5.9% just to make a deposit using Visa or Mastercard, and then there are other costs added to the reverse transactions as well.

One other thing to take into consideration is the way you’re initiating your deposit. A fee-free designation or the posted rates, if there are any, apply to transactions made using the automated system hosted within the website. This is the most straightforward method as players can input their card information, the amount they want to transfer, and then the bank makes its approval decision, all within seconds.

If on the other hand, you go to the customer service department and make a charge by phone request, you could be looking at extra fees. It’s not uncommon, even for a betting sites that offers free banking, to charge something for payments by phone.

There’s one other fee that could be assessed depending on your location and that of your chosen gambling site, and that’s the international service fee. In some cases, you could be charged a percentage of your deposit and/or withdrawal for currency exchange.

Turnaround Time for Credit Card Transactions

One of the benefits of using a credit card to transfer money to a gambling site is the speed of the transaction, at least for deposits. Payments made using the automated system are approved (or denied) in a matter of seconds, and that money is then immediately made available for betting use.

Payouts, on the other hand, are an entirely different story. We’ll get more in depth with withdrawals in a moment but, but credit card payouts are not always an option.

The websites that do allow for those reverse transactions still take much longer than instant deposits that are just so appealing.

Cashing out any winnings first has an internal approval process by the sports betting cashier attached to make sure that any bonus wagering requirements have been met and that the payout is in line with its policies.

Then, there could be another waiting period as the payment request is sent to the credit card provider for processing. Some websites will promote fast turnarounds within a few days, but some have as high as a 7-10 business day window before you’ll have cash in hand or, more accurately, “cash on card.”

Non-Credit Card Payouts

Sports betting sites require their customers to use the same method for both deposits and withdrawals but, in the case of credit card users, that’s not always an option. If we had to estimate, we’d say that only about 40% of sites will offer credit card payouts and they’re usually not the ones that allow US players to join.

If your chosen gambling provider doesn’t allow for credit card payouts, the default method is generally a check or some bank or wire transfer which, in both cases, will hold up your payment anywhere from a few days to a few weeks, so know these requirements before depositing with a credit card.

The 7995 – AKA the Challenge For US Players

The legality of online gambling for US players has never been well defined, so that everyone would be on the same page. But, the one highly referenced act, the Unlawful Internet Gambling Enforcement Act of 2006 is the one that sent US-based online gambling providers packing.

Although they moved their physical operations, where does that leave players?

Well, the act doesn’t state that online gambling is illegal. What it addresses is the payment processing for internet betting, directly targeting banks and the operators but not the customers who use the services.

Credit card companies use a coding system involving a list of merchant codes that, in the most general terms, defines the purchase being made. For example, if you paid for a meal in a restaurant, it would fall under the “dining” code.

When there was nothing on the books officially allowing for online betting anywhere in the US, transactions were categorized under one main code, 7995.

That was the trigger that prompted banks and card providers to decline the transaction immediately, and that’s the reason why credit card use is so challenging for Americans.

The New Jersey, Nevada, And Delaware Effect

In 2013, when online gambling was officially legalized in the states of New Jersey, Nevada, and Delaware, players and operators still faced the challenged of the dreaded 7995. Even though the transactions should have been approved, financial institutions retained the blanket decline without any further investigation.

As you can imagine, that did not sit well with the casinos or the customers so, in 2015, new codes were added by Visa, Mastercard, Discover, and American Express to define further the transaction that was initiated.

The three new codes categorized the following:

  • Government-run online lotteries
  • Regulated online casinos
  • Regulated events for online horse and dog racing

Mastercard also has a newer code that is used for cash advances for legal gambling.

This doesn’t open up approvals across the board but does allow for easier use within the state lines of Nevada, Delaware, and New Jersey.

Non-Direct Use Of Credit Cards

Even if you aren’t able to use your credit card for a straight deposit into a betting account, there are still some ways you can use it, and you may even save yourself some money by taking a different route.

These days, gambling sites have expanded their menus, adding to the traditional credit card and wire transfer methods to include e-wallets like Skrill or PayPal as well as Bitcoin. Bitcoin has become one of the more favored ways to conduct financial transactions as there isn’t an overseeing authority designating how you can and can’t use your money.

Can be established and set up to be funded by your credit card although it will take at least a few days to get your payment method initially verified. Some planning is required if you want to use something like Skrill as an intermediary between your card and the casino or sportsbook.
e-Wallets Betting Sites

Can be funded with a credit card by using an exchange company like Coinbase. You set up your credit card and transfer in from your local currency, and it can then be exchanged to Bitcoin and put into your wallet for a direct transfer to any sportsbook or casino that takes this cryptocurrency.

In some cases, depending on your “between” method used, you could save yourself some fees that the sportsbook may apply to credit card transactions.

Bitcoin Betting Sites Evolving into Credit Card Sites

In 2014, Bitstarz became the first Bitcoin-only casino to start taking credit cards. It may seem like an odd thing to do because Bitcoin allows for such easy deposits and withdrawals, but if you think about it, it makes sense.

Credit cards have a higher acceptance rate for deposits than payouts and players don’t want to wait weeks to receive a check in the mail or be made to set up a bank transfer.

Accepting credit cards for deposits and then converting to Bitcoin for withdrawals allows for nearly instant transactions in both directions for the customer, as well as a way to put some Bitcoin away for investment purposes. If cash in hand is needed quickly, though, an exchange service can also transfer that Bitcoin to your designated traditional currency and put it in your bank account or credit your card.

Debit, Prepaid, And Gift Alternatives

We’re talking specifically about credit cards here, but there are plenty of similar card alternatives that may offer easier acceptance and lower fees.

Debit cards have been used as long as credit cards in the world of online betting and usually go hand in hand with the credit card structure. So, instead of saying credit cards and debit cards are allowed, the site may just put all Visa designated cards, Mastercard and Maestro into one category. The fee structure is typically the same, and the acceptance is still in the hands of the bank or card provider.

Online sports betting sites that accept mastercard

Gift and prepaid cards that have the Visa designation or are provided by another primary card company will usually come with the same charges attached, if any, but may allow for easier approval.

These types of non-credit based cards act as cash transactions as the prepaid cards are loaded with a designated amount of money and your debit card is pulling directly from your checking account based on your available balance.

The Benefits to Credit Card Gambling

  • Speedy deposits so you have your money available for betting in an instant
  • Allows for currency exchange
  • Many players have at least one credit card
  • Depending on available card credit, you can keep overspending at bay
  • Outside of the US, most credit card transactions into a casino, sportsbook, or poker room are free
  • Can use credit cards to fund alternative methods like e-wallets or Bitcoin

The Downside to Credit Cards

  • Not always offered as payout alternatives
  • The approval is up to the card issuer and not always tied to your available balance
  • US players have a much smaller chance of being approved
  • Banks can consider your transaction to be a cash advance and charge you a higher percentage rate
  • Casinos, sportsbooks, and poker rooms may charge fees for credit card use and a higher rate for international transactions
  • You can bet above your means and you’re using money you have to pay back
Sports betting sites that take credit cards

There are plenty of sportsbooks that accept credit cards as a method of deposit. These sports wagering websites are some of the best that the internet has to offer. The faster you fund your account, the faster you will be able to begin placing wagers. When depositing money using a credit card, the money is transferred instantly, allowing you to start betting immediately. Not all sports betting sites are created equal, however, those that are listed here come pretty close because they are all the best when it comes to accepting credit cards. The reason it is such a big deal to be a member of a sportsbook that accepts this form of payment is that everyone has a credit card or debit card at their disposal.

It is important to remember that legal sports betting services can only use credit cards when you want to deposit to your account. Withdrawal methods are a completely different story. There are a few times when a credit card has been declined but the sports betting site is not at fault. Credit card companies have their own banking regulations that they must follow. Offshore gambling sites set off red flags to some companies, resulting in your transfer being declined. The best sports betting sites that accept credit cards are Bovada, BetOnline, MyBookie, Sportsbetting, FanDuel, and DraftKings. Not only do they accept credit cards, but they are also among the best sites to use when gambling on sporting events.

The Legality Of Credit Card Sports Betting Sites

Credit cards are legally accepted by both state-licensed and offshore sportsbooks. Credit cards have always been accepted by internet sports betting sites as a payment method. Since the overturning of PASPA in 2018, states have been legalizing sports wagering on a state-to-state basis. States with legalized sports betting may also accept credit cards at their locations for deposits. When it comes to withdrawals, offshore sports betting not allow for credit cards as a method of withdrawal. Neither do the majority of states with regulated books. The reason behind this has to do with the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA). This is also what causes credit cards to be rejected sometimes when trying to make a deposit, as they are related to online gambling transactions. Click the link to read more about the UIGEA.

How Credit Card Sports Betting Sites Work

Credit card sports betting sites work quite easily when you’re ready to sign up and become a member. Once you’ve chosen a sportsbook that you would like to join, you’ll need to input a few pieces of key information such as a valid phone number and address as well as a form of identification and birthdate. After you have entered all of your information, you will choose a username and password for your new account. Congratulations! You’re now officially a member of an internet sportsbook. It is worth noting that some state-licensed online sportsbooks will require in-person registration.

Making Your First Deposit

Joining a sportsbook is only the first step. Next comes making your first deposit. Make sure you have your credit card on hand. Go to the cashiers’ section of your sports betting site and choose the credit card option. You will be asked to enter your credit card information as well as the amount you would like to deposit. Using credit cards to fund your account is instant in terms of processing times and is free of processing fees by most sportsbooks. After entering all the correct information, click the deposit button and you’re done. Minimum deposits can be as low as $20 and maximums as high as $2,500 depending on which sports wagering website you have chosen to join. If your card is declined the first time, you can try again at a later time or simply call customer service for assistance. Overall, Visa and Mastercard have high success rates.

Best Credit Card Sports Betting Sites

The best credit card sports betting sites are generally the top sportsbooks to use on the internet. These sites make using your credit card as a method to fund your account simple. With multiple credit cards accepted as well as customer service available at all times should you hit a snag, these sites are top-rated across the board.

Bovada has been in operation for decades, making them one of the first to hit the internet sports betting scene. Since their opening, they have done everything in their power to ensure their customers have the best sports wagering experience. With a secure and easy to navigate the site, you’ll be able to find what you need easily and never have to worry about your personal information being compromised.

You no longer have to be tied down to a computer at home or a sports betting lounge. Now you can carry your bookie with you wherever you go and place bets at your leisure. Bovada accepts members from every state except, New Jersey, Nevada, Delaware, and Maryland. Once you’re a member, it’s always a good idea to check their promotions page every now an then to see what’s new as they update them periodically. Currently, new members are entitled to a new member bonus of a 50% match on their initial deposit, up to $250.

MyBookie is a sportsbook that is accepted by all 50 states. They are one of the best offshore internet sports betting sites for residents of the United States. MyBookie offers its members the best in sports betting with a page of odds that are constantly updated and plentiful. Sign up for their site is easy and customers can rest assured that their information is secure as MyBookie takes the highest precautions when it comes to security.

MyBookie also offers its members bonuses for using them for your sports wagering business. There is a new member’s first deposit bonus that will double your first deposit up to $1,000. The minimum deposit to redeem this promotion is $45. After going to their promotions page, you’ll be able to choose which rewards you wish to redeem. Their promotions are constantly changing so it is advisable to check back weekly so you don’t miss anything. Existing members are entitled to a 25% deposit match up to $500. Again, a minimum deposit of $45 is required.

FanDuel Sportsbook is a terrific sports betting website that is now being offered in Pennsylvania and New Jersey. They have everything a bettor is looking for in a sportsbook. From mobile betting to live in-game wagers, you can do it all. Their wager types, as well as all they allow their members to bet on, is endless. Their deposit and withdrawal methods are simple and straightforward and they take the highest measures when it comes to the security of their members. FanDuel has everything needed in a sportsbook wrapped up into one tiny mobile device. Using their app to place bets is the most convenient form of sports betting by their members.

Sports Betting Sites That Accept Debit Cards

FanDuel is often compared to and in competition with DraftKings. Both rival each other and their offerings mirror each other making them both wonderful sites to join if you’re able. FanDuel also offers its members bonuses. Currently, bonuses for FanDuel New Jersey residents include a $500 risk-free sportsbook credit to use on whatever you’d like. To receive this bonus, you first must join FanDuel and place a bet. If you lose, you’ll be entitled to up to $500 in free bets. Other similar bonuses revolving around risk-free wagers are the promotions that FanDuel PA is offering their customers. They continuously change, so make sure to check back to see what freebies you’d be entitled to.

DraftKings is a sportsbook being offered to New Jersey residents. They accept credit cards as a form of deposit. DraftKings NJ is King when it comes to internet sports betting applications. Their customers receive the best wagers from all over. Not only are their various bets to be placed, but the events that are accepting bets are also from worldwide competitions. DraftKings is on par with their competitors to offer their members a one of a kind sports wagering experience.

When it comes to bonuses, DraftKings offers an initial deposit bonus that will match 50% up to $500. Once you join this sportsbook, you’ll be able to see the insider promotions as well as any promotion codes needed to redeem these rewards. They are currently offering a refer a friend bonus that will give both you and your referral $50 in free plays after they sign up. That’s an extra $50 to wager on whatever you’d like!

Ways To Bet At Credit Card Sports Betting Sites

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Online Sports Betting Sites That Accept Mastercard

Joining a sportsbook is only the first step. Next comes making your first deposit. Make sure you have your credit card on hand. Go to the cashiers’ section of your sports betting site and choose the credit card option. You will be asked to enter your credit card information as well as the amount you would like to deposit. Using credit cards to fund your account is instant in terms of processing times and is free of processing fees by most sportsbooks. After entering all the correct information, click the deposit button and you’re done. Minimum deposits can be as low as $20 and maximums as high as $2,500 depending on which sports wagering website you have chosen to join. If your card is declined the first time, you can try again at a later time or simply call customer service for assistance. Overall, Visa and Mastercard have high success rates.

Using Credit Cards At Sports Betting Sites

Most major sports betting sites accept credit cards for deposits, but it is possible that users might run into some complications when trying to manage account funds with a card. Most major online sportsbooks are based in other countries, which makes them more likely to be flagged as suspicious by banks and credit card companies. This can lead to temporary holds on your account that must be lifted before you can use the card again. Even once you’ve gained approval to deposit using a credit or debit card, most sites won’t let you withdraw using said card because of federal banking laws prohibiting banks from processing such payments. Instead, other withdrawal methods like Bitcoin are faster and more stress-free.

Sports Betting Sites That Accept Mastercard

Is there a limit to the amount of money I can Deposit/Withdraw using my Credit Card?

All reputable and trusted sportsbooks accept credit cards as a legitimate way to fund your bankroll. Although it is rare to accept credit cards as a withdrawal method, credit cards are one of the quickest ways to fund your betting account. Offshore sportsbooks set their own limits for the minimum and maximum amount allowed to be used. Depositing funds to your betting account using a credit card usually requires a minimum deposit requirement that needs to be met to fund your bankroll. The minimum/maximum deposit limits vary by sportsbook and its best to check with your credit card company for any other fees that might be associated with using your credit card at offshore sportsbooks.

Credit Cards Fees At Sports Betting Sites

Sports Betting With Credit Card

When using credit cards to fund your account on some sports betting sites, you will have to check to see if you will experience any fees on your transactions. There are examples of the top betting sites that will not penalize you with an additional fee when you deposit money in the sportsbooks along with some that will. There are online sportsbooks such as MyBookie that accept VISA debit and credit cards with no fees attached. On the contrary, sportsbooks like Bovada charge a 5.9% fee on deposits by any Visa or MasterCard. Finding out if the betting site will charge a fee is not difficult and can normally be found under the description of acceptable deposit methods on the website.